Note: When stratifying your assets, at least one--the closest “in peril” strata to your personal “heart”--will immediately begin to scream at you. As one is taught in the implementation of batsai, “Don‘t move, yet. Fear is just a liquid flowing through you--if you let it flow, fear will go.” And you can begin to move as the fear actually flows through and away from you. As always, and oft stated, “Don’t forget about breathing….”
Lack of planning for contingencies that are very possible, even if they are somewhat doubtful, may be the most serious problem mankind faces. Without planning, when these contingencies occur, the resultant reaction, over time, creates a situation where the only seeming appropriate response must be to panic. Many decisions are frequently made without sufficient information, and one of the most common decisions is to eliminate possible contingencies because they seem “unlikely”, especially if they are considered “too horrible to think about right now”. So no provision is made. And when that contingency strikes, no series of actions, no plan is in place to implement. Panic ensues.
The tendency to not collect at least minimal information regarding a contingency (part of the planning process, after all), means that if the contingency does strike, the only possible response to the lack of a series of options is to immediately feel overwhelmed--which causes panic to set. After just a few such contingencies, unlikely as they may have seemed--perhaps with other consequences that were also very much unforeseen--panic can become set as a de rigeur response to any unexpected turn of events. Therefore, constant collection of information, and consideration of consequences, on even doubtful contingencies, is one of a group of several prime necessities.
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